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Launch a token
  1. A trade on Pons

    held by Pons

    1% Pons fee, plus any creator tax

    Charged on every buy and sell of the token. Xpaid has no say in the Pons fee and takes none of it. The creator tax is optional, chosen at launch.

  2. The bonding curve

    held by Pons

    70% of the fee is the creator's, and all of the tax

    Booked on the token's curve until someone sweeps it — Pons' operator, or the splitter itself. The other 30% of the fee is the Pons protocol share and never touches anything here.

  3. The Pons fee escrow

    held by Pons

    Credited to the splitter

    A ledger that only the credited address can withdraw from. Anyone can make the splitter collect, including us, but the escrow can only ever pay the splitter, so triggering it grants no control over where the money lands.

  4. The splitter

    held by The contract

    Pulled in by collect()

    One transaction sweeps the curve and withdraws the escrow. From here on, Pons has no say: the shares decide who is owed what.

  5. The recipient's wallet

    held by The recipient

    Withdrawn on request

    Divided by the shares and released when the recipient asks for it. The contract never sends on its own.

And where it stops

The chain ends at the recipient’s wallet, in ETH. There is no conversion step, no exchange account, no bank transfer, and no balance held on anyone’s behalf in between.

That is a deliberate limit, not an unfinished feature. Taking crypto from one person, converting it, and delivering dollars to another is money transmission. In the United States it requires registration with FinCEN and a licence in most states, along with the compliance programme that comes with them. A product that does it without those is not a clever shortcut, it is an unlicensed money transmitter.

So Xpaid stops one hop short. Recipients hold ETH, and what they do with it is between them and whatever exchange or on-ramp they already use.

What could still go wrong

  • A token nobody trades earns nothing. Fees come from volume. A splitter with fair shares of zero is still zero.
  • The shares cannot be fixed later. If an address is wrong when the splitter is deployed, that share is stuck. There is no admin key to undo it, which is the same property that makes the split trustworthy.
  • Small balances can cost more than they are worth. Below 0.00001 ETH a withdrawal is refused, because gas would exceed it. The money is not lost, it just waits.
  • Pons is the upstream dependency. Fee rates, the creator split and who a launch pays are theirs: Pons’ owner can redirect any launch’s creator fees after a 3-day public notice. Fees already credited to a splitter are out of its reach; collect during the notice and nothing earned is lost. How that works.
The contract-level detail